Learn about how to buying, owning, and repaining a car in Delaware.
Buying A New Car
A new car is second only to a home as the most expensive purchase many consumers make. According to the National Automobile Dealers Association, the average price of a new car sold in the United States is $30,000. That’s why it’s important to know how to make a smart deal.
Whether you use credit cards, a debit card, or cash, it’s easy to overspend during the holidays. Consumers are constantly bombarded by advertising this time of year and feel pressured to meet their families’ or friends’ expectations.
For years, credit card companies have marketed directly to students on college campuses, offering t-shirts, free meals, and other freebies, to encourage them to apply for credit card accounts. But since the Federal Credit Card Accountability, Responsibility, and Disclosure Act became law last February, students are now much less likely to face this scenario.
An Offer in Compromise is a deal where the IRS agrees that you will not have to pay the full amount of taxes you owe.
Contributed by: Legal Services Corporation of Delaware, Inc.
Last Reviewed: 7/2/21
A judgment in the Justice of the Peace Court is good for three years. Thereafter, court procedures may be used to attempt to collect a judgment only if the judgment is revived by scire facias. This page explains the terms, procedures, and forms you will need to understand to collect a judgment in the JP Court.
Contributed by: Justice of the Peace Court
Last Reviewed: 7/14/21
Low Income Home Energy Assistance Program (LIHEP)
Guidelines and Delaware contact information for LIHEAP.
Catholic Charities - Delaware Energy Assistance Program
The Delaware Energy Assistance Program (DEAP) assists low-income households that need help in meeting the cost of home energy used for heating and cooling their homes.
The DPA helps individual consumers and businesses with utility questions and problems.
Contributed by: Division of the Public Advocate
The Parent PLUS loan is a loan option to look into
Learn more about it here.
Student Loan Repayment Plans
When it comes time to repay your student loans, you'll be relieved to know that many lenders offer a variety of repayment plans -- some of them quite flexible.
Are pay day loans a crime?
See the brochure for more.
Payday Loans = Costly Cash
The ads are on the radio, television, the Internet, even in the mail. They refer to payday loans - which come at a very high price.
If you're in the market for Internet service, the Federal Trade Commission (FTC) wants you to know that some "free" offers may end up being high cost, long-term items.
Contributed by: Federal Trade Commission
Last Reviewed: 07/14/2021
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